Equity release is only one of a number of options of extracting cash out of your property by effectively taking out a loan secured on your home. It’s only available to people aged over 55. There are two main types of equity release: lifetime mortgages, which allow you to borrow money against your house; and home reversion, whereby you sell a share in your house.

You will need to take legal advice before releasing equity from your home as Lifetime Mortgages and Home Reversion plans are not right for everyone. This is a referral service.

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